Benefits that match career growth through the Benefit Increase Rider David is completing his dermatology residency and just accepted an offer at a private practice. Before the end of his residency, he purchased a Platinum Advantage policy that included the Benefit Increase Rider, knowing his income will rise significantly after he starts his first post-residency job.
The benefit also will allow his policy to grow with him as he progresses in his career and receives additional salary increases.
David values the fact that his coverage going forward will match his developing career. Finding work in a new occupation with the Own Occupation Rider Jason injured his right hand in an accident and was unable to return to his job as an orthopedic surgeon because he couldn't perform surgery.
Due to his medical training, he was able to return to work as a family medicine physician. Jason was considered totally disabled in his regular occupation as an orthopedic surgeon — even though he earns an income from another occupation as a family medicine physician — because of the own occupation definition of total disability included in his Platinum Advantage policy.
Because of this, he receives the policy's full basic monthly benefit, in addition to the income he receives in his new position. If you are unaffiliated with a distributor, our general product training code is: SIC Cancel Continue to Ameritas.
Cancel Continue to the VSP site. Cancel Continue to the EyeMed site. Cancel Continue to RegEd. Cancel Continue to iPipeline. First Name. Do you like to pounce on the newest trend, or do you take your time to seek a more cautious investment? Or are you somewhere in between? Take this short, 5-question quiz to test yourself and find out your investor risk profile! Remember to have a pencil and paper handy, so you can write down your points. Add your points up at the end to see what type of investor you are.
Your friend tells you he just saw a new pair of limited edition shoes that are selling out fast. The store closes in 5 minutes, and there is no time to try them on. Final question. Your usual is still on the menu. You may not make a lot of money instantaneously with your investments, but over time, your nest egg will grow. Usually, you seek comfort in investments with nominal risk. You love risk, and accept the consequences that may come with it — and you also look for these qualities in your investments.
Asset allocation and diversification do not ensure a profit or protect against a loss. Be sure to see the relevant prospectus or offering document for full discussion of a target date investment option including determination of when the portfolio achieves its most conservative allocation.
Generated descriptions are as a result of users selected answers to questions. You should consult with appropriate counsel or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.
Equity investment options involve greater risk, including heightened volatility, than fixed-income investment options. Insurance products and plan administrative services provided through Principal Life Insurance Co.
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